Earn products, filtered by grant_scope and authorization records

GET /v1/earn/products scope: earn:read

Merchant account

Returns only products available to you: your own unless marked unavailable, explicitly authorized products, or products an upstream merchant opens to its entire subtree. Draft, archived, and delisted products are excluded.

⚠ Listed does not mean subscribable. This endpoint checks visibility only. Subscription rechecks access scope, sale start/end, total capacity, per-member capacity, KYC, and account restrictions. A listed product rejecting subscription is therefore normal, not configuration drift.

⚠ Products and term options are administrative records; we do not release software to add them. Do not hardcode the product list in your UI.

apr_bps is the annualized rate in basis points, so 350 = 3.50%. For flexible products it is the current quoted rate and may change; fixed-term rates are snapshotted at subscription.

Parameters

This endpoint takes no parameters: no path parameters, query parameters or request body. For the authentication header (x-auth-token) and on-behalf-of header (x-on-behalf-of), see Authentication and Signing.

Response

200Not paginated. status is the product lifecycle state, such as active / paused / scheduled / ended. Preserve unknown values.

{
  "data": [
    {
      "id": "ern_3a91f0c2-5d17-4e88-b2a0-91c7d4e6b501",
      "code": "FLEX-USDT-01",
      "kind": "flexible",
      "asset": "USDT",
      "term_days": 0,
      "apr_bps": 350,
      "ledger_scale": 6,
      "status": "active"
    },
    {
      "id": "ern_7d2b48ae-19c3-4f60-8c55-0ab3e9f21744",
      "code": "FIX-USDT-90",
      "kind": "fixed",
      "asset": "USDT",
      "term_days": 90,
      "apr_bps": 620,
      "ledger_scale": 6,
      "status": "active"
    }
  ],
  "next_cursor": null,
  "has_more": false
}

403insufficient_scope: this key lacks earn:read

Request

curl -X GET 'https://api.zinfra.vip/v1/earn/products' \
  -H 'x-auth-token: Bearer $TOKEN'

const res = await fetch("https://api.zinfra.vip/v1/earn/products", {
  method: "GET",
  headers: {
    "x-auth-token": "Bearer $TOKEN",
  },
});
// Keep monetary amounts as strings, never numbers.
const data = await res.json();

import requests

res = requests.get(
    "https://api.zinfra.vip/v1/earn/products",
    headers={
        "x-auth-token": "Bearer $TOKEN",
    },
)
# Use Decimal(str(...)) for amounts, not float.
data = res.json()

req, _ := http.NewRequest("GET", "https://api.zinfra.vip/v1/earn/products",
    nil)
req.Header.Set("x-auth-token", "Bearer $TOKEN")
res, err := http.DefaultClient.Do(req)
// Decode amount fields as string, not float64.

HttpRequest req = HttpRequest.newBuilder()
    .uri(URI.create("https://api.zinfra.vip/v1/earn/products"))
    .header("x-auth-token", "Bearer $TOKEN")
    .method("GET", HttpRequest.BodyPublishers.noBody())
    .build();
// Use String / BigDecimal for amounts, not double.

$ch = curl_init('https://api.zinfra.vip/v1/earn/products');
curl_setopt_array($ch, [
  CURLOPT_CUSTOMREQUEST => 'GET',
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_HTTPHEADER => [
    'x-auth-token: Bearer $TOKEN',
  ],
]);
$res = curl_exec($ch);
// Use bcmath / strings for amounts, not floatval.

200

{
  "data": [
    {
      "id": "ern_3a91f0c2-5d17-4e88-b2a0-91c7d4e6b501",
      "code": "FLEX-USDT-01",
      "kind": "flexible",
      "asset": "USDT",
      "term_days": 0,
      "apr_bps": 350,
      "ledger_scale": 6,
      "status": "active"
    },
    {
      "id": "ern_7d2b48ae-19c3-4f60-8c55-0ab3e9f21744",
      "code": "FIX-USDT-90",
      "kind": "fixed",
      "asset": "USDT",
      "term_days": 90,
      "apr_bps": 620,
      "ledger_scale": 6,
      "status": "active"
    }
  ],
  "next_cursor": null,
  "has_more": false
}